We are independent & ad-supported. We may earn a commission for purchases made through our links.

Advertiser Disclosure

Our website is an independent, advertising-supported platform. We provide our content free of charge to our readers, and to keep it that way, we rely on revenue generated through advertisements and affiliate partnerships. This means that when you click on certain links on our site and make a purchase, we may earn a commission. Learn more.

How We Make Money

We sustain our operations through affiliate commissions and advertising. If you click on an affiliate link and make a purchase, we may receive a commission from the merchant at no additional cost to you. We also display advertisements on our website, which help generate revenue to support our work and keep our content free for readers. Our editorial team operates independently from our advertising and affiliate partnerships to ensure that our content remains unbiased and focused on providing you with the best information and recommendations based on thorough research and honest evaluations. To remain transparent, we’ve provided a list of our current affiliate partners here.

What Are the Different Types of Commercial Bank Careers?

Helen Akers
Updated Mar 03, 2024
Our promise to you
Practical Adult Insights is dedicated to creating trustworthy, high-quality content that always prioritizes transparency, integrity, and inclusivity above all else. Our ensure that our content creation and review process includes rigorous fact-checking, evidence-based, and continual updates to ensure accuracy and reliability.

Our Promise to you

Founded in 2002, our company has been a trusted resource for readers seeking informative and engaging content. Our dedication to quality remains unwavering—and will never change. We follow a strict editorial policy, ensuring that our content is authored by highly qualified professionals and edited by subject matter experts. This guarantees that everything we publish is objective, accurate, and trustworthy.

Over the years, we've refined our approach to cover a wide range of topics, providing readers with reliable and practical advice to enhance their knowledge and skills. That's why millions of readers turn to us each year. Join us in celebrating the joy of learning, guided by standards you can trust.

Editorial Standards

At Practical Adult Insights, we are committed to creating content that you can trust. Our editorial process is designed to ensure that every piece of content we publish is accurate, reliable, and informative.

Our team of experienced writers and editors follows a strict set of guidelines to ensure the highest quality content. We conduct thorough research, fact-check all information, and rely on credible sources to back up our claims. Our content is reviewed by subject matter experts to ensure accuracy and clarity.

We believe in transparency and maintain editorial independence from our advertisers. Our team does not receive direct compensation from advertisers, allowing us to create unbiased content that prioritizes your interests.

Commercial bank careers range from credit analyst to branch manager. Jobs and careers available in commercial banks deal directly with loans, credit, customer service and investments. There are many opportunities to use business, marketing, critical thinking and communication skills in a commercial banking career.

A branch manager is one of the types of commercial bank careers. Managers oversee one of the bank's branches or locations. They usually get their start in a lower-level position, such as a teller. Branch managers are responsible for operations management, including supervising employees, new account acquisition, building customer relationships, originating loans and deposits. Advancement beyond a single branch location is possible since some branch managers go on to become district managers that oversee several locations or market areas.

Personal bankers, financial consultants, customer service and teller positions are typically available at branch locations. These are lower-level or entry-level positions that deal directly with the public, which necessitates customer service and listening skills. Since these positions handle daily bank transactions, including deposits and withdrawals, a basic aptitude with numbers and accounting is also essential. Job duties may also involve cross-selling and additional product recommendations.

Credit analysts are another option in commercial bank careers. These positions are primarily entry-level and involve processing applications for credit. Analysts also help determine the creditworthiness of businesses and individuals that request funds. They may interact with a variety of internal and external bank personnel in order to push potential transactions through the bank's pipeline.

A third option in commercial bank careers is that of the loan officer. Individuals in these positions help secure loans for businesses and consumers. This is primarily a sales position, but one that does have future management potential.

Mortgage bankers are another of the commercial bank careers. These positions are closely related to loan officer jobs. Instead of being responsible for selling the loan, however, mortgage bankers complete a lot of the follow-up work by working directly with lenders, consumers and businesses trying to secure a loan. Mortgage bankers may gather and verify additional application information, order real estate appraisals, and work closely with underwriters to approve requested loans.

Trust officers deal primarily with investments. These securities may include individual retirement plans, certificates of deposit, estates, and wills. Large corporations may work with trust officers when dealing with pension funds or 401(k) plans. Officers may be involved in recommending bank products to current and potential investors.

Practical Adult Insights is dedicated to providing accurate and trustworthy information. We carefully select reputable sources and employ a rigorous fact-checking process to maintain the highest standards. To learn more about our commitment to accuracy, read our editorial process.
Helen Akers
By Helen Akers , Former Writer
Helen Akers, a talented writer with a passion for making a difference, brings a unique perspective to her work. With a background in creative writing, she crafts compelling stories and content to inspire and challenge readers, showcasing her commitment to qualitative impact and service to others.

Discussion Comments

Helen Akers

Helen Akers

Former Writer

Helen Akers, a talented writer with a passion for making a difference, brings a unique perspective to her work. With a...
Learn more
Practical Adult Insights, in your inbox

Our latest articles, guides, and more, delivered daily.

Practical Adult Insights, in your inbox

Our latest articles, guides, and more, delivered daily.